Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act is a federal law that regulates the conduct of debt collectors. It prohibits debt collectors from engaging in abusive, deceptive and unfair practices. We sue debt collectors and/or debt collection agencies when they break the law and obtain monetary awards for our clients. We do not charge any upfront fees for these services. There are many other debt collection practices that violate the Fair Debt Collection Practices Act.
Many debt collectors do not comply with the strict laws that govern the way they conduct collection activities. We sue debt collectors that engage in harassing, threatening or abusive behavior. We would be glad to discuss your situation and review any collection letters you may have received.
Have you been harassed by a debt collector? Have you received multiple calls from the same debt collector in the one day or during the course of a couple days? Have you received a call from a debt collector before 8:00am in the morning or after 9:00pm at night? Has a debt collector cursed or yelled at you? Have you asked a debt collector to stop contacting you, but they still keep calling? These collectors are violating the law!

DEBT COLLECTION PRACTICES

Are you being sued by a credit card company or debt collector? Are you being sued for a debt you can’t afford to pay or simply don’t owe? If so, an attorney at The Law Offices of Michael Lupolover, P.C. can help. Our firm represents consumers just like you. In situations such as this, it is important to remember that you have options! You do not have to resign yourself to the fact that you will lose your lawsuit. You can work with an experienced debt collection defense attorney and challenge the suit.

Sometimes “debt buyers” file lawsuits against a consumer. These are companies who claim to have purchased a debt from the original creditor or even from other debt buyers. The entity that files the lawsuit against you must comply with strict rules and procedures in court in proving that you actually owe the debt, to them. They must prove their case by a preponderance (majority) of evidence and comply with rules regarding civil procedure and evidence. It is not enough to simply claim that you owe a debt. The debt collector, original creditor or debt buyer must actually prove this, based upon the strict standards imposed in civil court.

Debt collection defense is an important part of our practice, and our lawyers are fully committed to protecting our clients’ rights in the face of lawsuits filed by creditors in civil court. Let us defend your rights and help you reach a positive case outcome for your debt collection lawsuit. With our legal experience and knowledge in this field, we are able to effectively assert our clients’ rights and interests. Our lawyers also are fully committed to providing personalized attention and one-on-one service, and therefore will strive to develop a defense strategy that addresses your unique needs.

When you have been sued over a debt, time is very important. Call The Law Offices of Michael Lupolover, P.C. today. We will look at your entire financial situation to determine what the best course of action for you is. Sometimes fighting the lawsuit makes the most sense, sometimes settling the debt or even filing bankruptcy is your best alternative. Call today for a free consultation and let us analyze your financial health and hear what options are available to you.

  • Has a collection agency contacted someone else in regards to a debt that you owe – perhaps a friend, family member, neighbor, employer, or another member of your household?
  • Has a collection agency attempted to collect a debt that was discharged in bankruptcy?
  • Has a collection agency attempted to collect a debt that was incurred as a result of identity theft or fraud?
  • Has a collection agency attempted to collect a debt from you that is owed by someone else – perhaps with the same or a similar name?
  • Is a debt being improperly or incorrectly shown on your credit report?
  • Has a collection agency failed to mark a disputed debt as “disputed” on your credit report?
  • Is a debt still appearing on your credit report more than seven years after you became delinquent?
  • Is a paid debt still being shown as an open account on your credit report?

IF YOU ANSWERED YES TO ANY ONE OF THE QUESTIONS, WE CAN HELP YOU! DON’T WAIT, CALL US TODAY!

Send a Message

THE LAW OFFICES OF MICHAEL LUPOLOVER, P.C. IS
DEDICATED TO EXCELLENCE IN EACH AND EVERY PRACTICE AREA IN WHICH IT SERVES ITS CLIENTS

RECENT CASES

Deborah C.

LOML has helped me fight multiple collection companies. The biggest help came when (2) different collection…

Read More...

Adriana V.

After a rough patch financially I experienced multiple collection agencies calling me on more than a few debts…

Read More...

Joseph C.

I am definitely not one who doesn’t pay their debts, so it was a shock to me when I started receiving…

Read More...

Disclaimer: The Law Offices of Michael Lupolover, P.C. is a Debt Relief law firm as defined by 11 U.S.C. 528. We help people file for Bankruptcy Relief under the Bankruptcy Code.The information contained on this website is not to be construed as legal advice. It is not intended to solicit or form an attorney-client relationship. We do not guarantee any result and prior results do not guarantee a similar outcome. This is an attorney advertisement and this website is for informational purposes only.