The Fair Debt Collection Practices Act is a federal law that regulates the conduct of debt collectors. It prohibits debt collectors from engaging in abusive, deceptive and unfair practices.

The Fair Credit Reporting Act is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.

The Telephone Consumer Protection Act of 1991 (TCPA) was passed by the United States Congress in 1991 and signed into law by President George H. W. Bush as Public Law 102-243.

The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities.

Social Security Disability is a payroll tax-funded, federal insurance program of the United States government. It is managed by the Social Security Administration and is designed to provide income supplements to people who are physically restricted in their ability to be employed

In addition to representing consumers against debt collectors, we also represent businesses with regard to debt negotiation, settlement, and litigation. We regularly defend businesses in breach of contract cases brought by lenders.