Fair Credit Reporting Act

The Fair Credit Reporting Act is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to protect consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports.

Credit Reporting Issues

Debt collectors often place the accounts they are trying to collect on your credit report. This hurts your credit score and may prevent you from obtaining a loan or getting credit. Debt collectors frequently place inaccurate information on credit reports. Placing inaccurate information on your credit report is a violation of the Fair Credit Reporting Act (FCRA). We can help you get this information corrected and will sue the debt collector on your behalf if they don’t fix their credit reporting. Sometimes the inaccurate reporting is the result of fraud or identity theft. We are experienced in fixing these types of issues.

  • Do you have a charge on your credit report that you did not make and Experian, Equifax, or Trans Union (Credit Reporting Agencies) is refusing to delete it?
  • Were you denied credit or a loan because of charges on your credit report that do not belong to you?
  • Have you declared bankruptcy and still see debt on your credit report that was supposed to be eliminated?
  • Have you been a victim of identity theft?
  • Is there adverse information, collection or charge off more than seven years old on your credit report?
  • Are there any paid tax liens more than seven years old still on your credit report?
  • Is there a bankruptcy more than ten years from the date of relief or adjudication?

Call today for a free consultation and let us analyze your financial health and what options are available to you.

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Disclaimer: The Law Offices of Michael Lupolover, P.C. is a Debt Relief law firm as defined by 11 U.S.C. 528. We help people file for Bankruptcy Relief under the Bankruptcy Code.The information contained on this website is not to be construed as legal advice. It is not intended to solicit or form an attorney-client relationship. We do not guarantee any result and prior results do not guarantee a similar outcome. This is an attorney advertisement and this website is for informational purposes only.